Seattle Home Buyers Real Estate Agent
Let’s find, negotiate, & buy your new home
“Annie is the best realtor I have ever worked with. She helped us buy a house in the Seattle area remotely and was incredibly accessible, knowledgeable and patient. She devoted countless hours to help us find the right home and was so wonderful to work with. If you are looking for a realtor in the Seattle and surrounding area you should use Annie!”
Buying a home shouldn’t be stressful
Let’s face it, Seattle’s one of the most competitive real estate markets in the nation to buy a home in.
With tough competition you need someone with great negotiation skills, up to date market knowledge, and a network of professionals that make the home buying process a seamless experience.
I’ll use my skillsets to make sure you land your dream home and buy it on terms that are favorable for you.
It doesn’t cost a home buyer anything to hire a real estate agent.
Our commission is paid by the seller at the sale of the home.
HOW TO BUY A HOUSE // FIRST TIME HOME BUYERS // HOMES FOR SALE
Wait! Send me your rent & zip code
I’ll send you a list of homes for the same mortgage payment!
How to Buy a House in Seattle
Seattle's home buying process can be long, stressful, and different from that of other cities.
Here’s everything you need to do, step by step.
Determine how much you can afford
A critical first step to buying a home in Seattle is figuring out how much you can afford.
Option 1: A general budget guideline is the 28/36 rule that’s used in the mortgage qualification process.
Housing costs (including insurance, taxes, interest, and principal) should not exceed 28% of your gross income.
Total debt payments (including housing payment, credit cards, car loans, etc) should not exceed 36% of your gross income.
Option 2: Getting pre-approved for a mortgage
Before you start house hunting, it’s critical that you take the time to get pre-approved for a mortgage first. It's a wise decision to do this anywhere, but it's particularly important when you're buying a house in Seattle, where sellers commonly receive all-cash offers and expect a fast closing.
It’s a good idea to get a pre-approval with full underwriting.
If you don’t have a mortgage lender yet, I can recommend the best one for you.Choosing the RIGHT agent
With financing covered, you’re ready for the next step: hiring a buyer’s agent. The best thing you can do is hire a professional real estate agent: their commission is paid by the seller, and their job is to protect your best interests. Good agents also have a network of vetted professionals that can help you from obtaining your mortgage to the house inspection and beyond.
As your real estate agent I’ll:
- Guide you through the Seattle home buying process
- Recommend the best neighborhoods for your budget and lifestyle
- Offers honest advice based on years of professional experience and expertise
- Help you craft the strongest home offer and negotiate with the sellers agent on your behalf
- Help you beat out other offers and land you the home of your dreamsHouse hunting
Now you’re ready for the most exciting part: house hunting! Given the competitive nature of the Seattle real estate market and the limited housing inventory, it’s important to go house hunting prepared.
If you’re a first time home buyer in Seattle, make sure you have realistic expectations. Focus on the features that are absolute must-haves and deal-breakers.
Once you find a home you love, be prepared to move fast.
Submitting an offer
Once you find a home that fits your criteria, it’s time to make an offer.
Some sellers accept offers “as they come.” Most often homes will have an offer date, usually around two weeks after the home is listed.
Purchase offers are typically submitted on the offer date and are reviewed the same day. You’ll definitely need to put in your best offer because you’ll only get one chance.
As your agent, I’ll put the best offer and terms on the table from the start. Having negotiated in this market and helped many buyers beat out other offers, I know what it takes to get your offer chosen above others.
It doesn’t cost a home buyer ANYTHING to have real estate representation.
The home seller pays all real estate agent commissions.
Are you a first time home buyer?
Today's Seattle real estate market isn't easy for first-time homebuyers. Between limited inventory, high home prices, and bidding wars-- buying a home might seem like something out of a scary movie.
But hear me out... it doesn't have to be.
My approach to buying a home ensures that no time is wasted. I’ll send you the newest properties to hit the market that match your criteria and quickly schedule a viewing of the property.
If you love it, I’ll then use my negotiation skills and network to help you land it.
Don’t waste time and miss out on the home meant for you, book a free consultation today. Remember, home buyers don’t pay any Realtor commissions. The home seller does.
“We luckily stumbled across Annie online when looking to buy a house in the Seattle area. We had to find and buy the house remotely from the east coast. Having Annie made all the difference. She dedicated countless hours to helping us find the perfect house for our family and circumstances. We have dealt with several realtors over the years and Annie is by far the best. I recommend her to anyone looking in and around Seattle to buy or sell. She is accessible, competent, patient and just an overall wonderful person!”
Latest Seattle Homes For Sale
Top Seattle Real Estate Agent
About Annie Dumont
My success is measured by each individual client and how they walk away feeling. Everything boils down to human connection, and in everything I do, I honor these relationships. As your real estate agent, I will be your advocate, providing guidance and support to help you make the most informed decisions.
I believe in collaborating and connecting with every client via frequent and transparent communication. I am a great listener, loyal and authentic in everything I do. With 25 years of client service experience, I bring an informed level of insight and knowledge to every transaction.
My Real Estate Success Stories
The Tanner family came to me to purchase their first home. The property manager of their townhome just informed them their rent was going to increase by 20%. They had 3 months to find their forever home. They had a strict budget and particular area they wanted to live in. In just under 2 months, we found them the perfect home. This particular home had an offer review date, but we made a compelling early offer. The seller was happy with our price and terms and took it right on the spot. Happy seller and happy buyer!
Andrea and Mark loved old homes. They were recently engaged and were ready to find a home full of character. Just 2 weeks into their search they found the perfect home. This sunshine yellow Victorian was perfect for this lovely couple. There were 2 other offers on the table. We came in with a strong price and stronger contract terms. The seller liked our terms best and happily accepted our offer.
Mary was a single lady looking for her first condo. She was not in a hurry to buy a home, but she did have a tight budget and only 2 areas of interest. It took almost a year to find Mary just what she was looking for. We stuck to her budget and didn’t compromise on location.
The Lopez family was finally making the move to purchase their first home after renting for 25 years. They wanted to be close to work and their son’s school. The housing market was so competitive it was a mad dash to submit offers. They found a house that met all their needs, but there was another offer on the table that was all cash and waived all contingencies. I worked with the listing agent closely and we came to an agreement that made both buyer and seller happy. The Lopez family finally had a home to call their own.
Get in touch with Annie
I want to build a solid lasting relationship with you; I’m not here with the commission in mind, but the referrals that come after a successful transaction.
Let’s discuss your objective and make a plan on how to execute and realize your real estate goals.